Finance tools 

We have a list of financial tools for both business and personal reasons below!

Tools for personal finance

ALL TOOLS ARE FREE TO USE

Finance Tools

Personal credit checker

https://www.creditkarma.ca

Credit karma is a soft hit credit check that will not hurt your credit.Click the link to check out this tool on their site.

Personal net worth calculator

https://www.tdcanadatrust.com/tools/planning/input_en.jsp

TD Canada trust offers an easy to use personal net worth calculator! Click the link to check out this tool on their site.

Total debt servicing ratio calculator

CMHC-TDS calculator

Canada Mortgage and Housing Corporation (CMHC) have a great tool that can be used to calculate TDS (total debt servicing ratio) -Simplified…It will help calculate how much of your income after tax will go towards paying debt.

Gross debt servicing ratio calculator

CMHC-GDS calculator

Canada Mortgage and Housing Corporation (CMHC) has a great tool that can be used to calculate GDS (total debt servicing ratio) – Simplified…It will help calculate how much of your income before taxes will go towards paying debt.

TD Canada Trust - Cash flow calculator

https://www.tdcanadatrust.com/tools/planning/cashFlowCalc/input-en.jsp

This tool helps you calculate how much available cash you have at any given time to pay a bill

RBC's Budgeting calculator

https://online.royalbank.com/cgi-bin/tools/easy-budgeting-tool/calculator.cgi

A simple tool from Royal Bank of Canada which helps you create a budget.Click the link to go to their site and use it easily!

Calculator.net - Lease payment calculator

https://www.calculator.net/lease-calculator.html?ctype=fixrate&cloanamount=20000&cresidualvalue=8000&cloantermy=3&cloantermm=0&cinterestrate=6&cmonthlypay=400

A simple tool from Calculator.net which helps you calculate lease payments of multiple types. Click the link to use it easily!

Buying vs Leasing Calculator

https://www.cchwebsites.com/content/calculators/CABizBuyvsLease.html

Please visit this link above to use this simple calculator. The tool helps you determine what is better for your needs!

Td Bank - Mortgage calculator

https://tools.td.com/mortgage-payment-calculator/

Please visit this link above to use this great tool! The mortgage calculator helps you calculate how much your mortgage payment is or should be.

Tools for business finance

ALL TOOLS ARE FREE TO USE

Finance Tools

Get Loop -Credit checker for business owners

https://www.getloop.ca/

Please visit this link above to use this soft hit ( Won’t hurt your credit ) credit checking tool by Getloop!

Check out key.com

Key.com - Business cashflow calculator

Please visit this link above to use one of their calculators! A great site for business calculators and more.This tool is great for calculating how much money you have at any given time for bills

Buying vs Leasing Calculator

https://www.cchwebsites.com/content/calculators/CABizBuyvsLease.html

Please visit this link above to use this simple calculator. The tool helps you determine what is better for your needs!

Calculator.net - Lease payment calculator

https://www.calculator.net/lease-calculator.html?ctype=fixrate&cloanamount=20000&cresidualvalue=8000&cloantermy=3&cloantermm=0&cinterestrate=6&cmonthlypay=400

A simple tool from Calculator.net which helps you calculate lease payments of multiple types. Click the link to use it easily!

BDC's great debt to equity ratio tool

BDC - Debt to equity ratio calculator

This friendly tool helps business owners work out how much debt your business is carrying as compared to the amount invested by its owners.Click the link above to give it a try!

On approved credit only.Some terms & conditions may apply.Rates & terms subject to change without notice.